Get Started with Alma
Reimagining agriculture with transparency, protection, and fairness.
At Alma, we're transforming the agricultural ecosystem by making finance, insurance, and farm operations traceable, connected, and fair. Our platform combines satellite technology, real-time data, and ethical financial models to empower every stakeholder—from smallholder farmers to institutional lenders.
Traceable Loans
Funding that follows the farm. Not the form.
Too often, agricultural loans vanish into complexity—untraceable, unmanaged, and unmeasured. Alma fixes this by making every loan fully traceable and tied to real, verifiable farmland.
IoT-Enabled Monitoring
We use high-resolution satellite imagery, drones, and sensors to monitor each plot of land, livestock zone, or aquaculture site.
Live Loan Visibility
Banks and lenders can track land performance and loan utilization in real time, improving oversight and trust.
Outcome
Funds are used responsibly, farmers are protected, and lenders can offer fair-rate, secured loans with reduced risk.
Automated Insurance
When disaster strikes, support should arrive automatically.
Delayed payouts can mean devastation for farmers. Alma automates the insurance lifecycle—using real-time environmental triggers and IoT data to issue timely, verified claims.
Data-Driven Risk Detection
We detect climate impacts like flood, drought, or crop loss using NDVI, weather anomalies, and field health indicators.
Instant Claim Processing
Farmers receive payouts without paperwork. Claims are triggered automatically based on verified impact data.
Outcome
Swift relief prevents bankruptcy and enables reinvestment before the next growing season begins.
Fairer Financial Models
We don't just lend. We share the risk—and the reward.
Alma replaces extractive interest-based lending with profit-sharing finance models, allowing farmers to repay based on actual yield and market outcomes.
Yield-Based Repayment
No profit? No repayment pressure. Our repayment model flexes with seasons and markets—not against them.
Aligned Incentives
Lenders, insurers, and farmers are no longer in conflict. Their success is mutual, data-backed, and resilient.
Outcome
No land seizures. No debt spirals. Just a sustainable path forward for everyone involved.
The Alma Network: Who We Serve
Farmers
Get access to loans and insurance based on real land performance—not paperwork. Map your field, get verified, and access the support you deserve.
Insurers
Connect directly to verified parcels and automate claims using field-level data and NDVI overlays.
Banks
Monitor disbursed funds across your agri-loan portfolio with live crop, soil, and climate data from every verified field.
Governments
Track loan penetration, crop production, and disaster impact with national-level dashboards and disaggregated metrics.
Development Organizations
Monitor impact in real time, measure program effectiveness, and optimize resource allocation with full traceability.
How It All Comes Together
Alma creates a unified infrastructure for traceable agriculture—where every stakeholder has the insight and tools they need to act fairly and effectively.
Key Features at a Glance
IoT-Enabled Monitoring
for real-time insights
Traceable Loans
that ensure fund transparency
Automated Insurance Claims
triggered by real conditions
Profit-Sharing Financial Models
that protect farmers
Comprehensive Dashboards
for governments and development organizations
Let's Reimagine the Future of Agriculture — Together
Explore how Alma can work for your role, your region, and your mission.